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Roofing Cost in Memphis, TN

Last verified 2026-08-14
Memphis roofing — typical project range
$100 – $22,500 by scope

In Memphis the slow damage comes from heat, with 72 days a year at 90°F or hotter. The fast damage comes from thunderstorm wind, reported on 74 days in 2016–2025. Big hail is the smaller part of the local picture.

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Memphis roofing prices for six common jobs

Shelby County ranges from minor leak repair to a new asphalt roof, at a 0.98 labor factor
Repair typeLowTypicalHigh
Minor leak repairper repair$100$600$1,500
Shingle section replacementper section$100$400$1,000
Flashing repair / replacementper repair$100$400$1,500
Hail damage restorationper project †$700$4,200$12,300
Full asphalt shingle replacementper roof †$5,600$11,300$22,500
Professional roof inspectionper inspection$100$350$600

† Hail damage restoration: Sources disagree widely (>3x): spot repairs run under $1,000 while widespread damage approaches full-replacement cost. Range widened; severe events tip into full replacement (see full replacement row).

† Full asphalt shingle replacement: High end reflects larger roofs and architectural shingles; 3-tab on a modest roof lands near the low end.

Long, hot summers wear asphalt shingles from the top down

The normals for Memphis International Airport show 72 days a year at 90°F or hotter, a July average high of 92°F, and 2,314 cooling degree days. A dark shingle in full sun runs far hotter than the air around it. Over the years that heat bakes out the oils that keep asphalt flexible, granules loosen and wash into the gutters, and shingles turn brittle and curl at the edges.

Humidity adds a cosmetic layer. Dark streaks on shaded slopes are usually algae, which looks bad but rarely shortens a roof's life. The heat aging underneath is what matters for a budget, and it is wear, not storm damage, so insurance does not pay for it. Plan for a full replacement, $5,600–$22,500 here, as a scheduled expense, and treat a roof that is shedding granules and curling as closer to that point than its age suggests.

2,314
cooling degree days a year
2,875
heating degree days a year
72
days a year at 90°F or hotter
44
nights a year at 32°F or colder
Memphis averages 2,314 cooling degree days against only 44 freezing nights a year. A roof here does most of its aging in summer, which is when good attic ventilation earns its keep.

NOAA 1991–2020 U.S. Climate Normals, Memphis International Airport station.

Thunderstorm wind, the damage that comes in an afternoon

Shelby County's Storm Events record holds 74 days with damaging thunderstorm wind in 2016–2025, 14th among the 33 metros on this index. The strongest gust on file reached 90 mph. Tornado reports in the same window: 1.

Heat and wind work together here. A shingle that has gone brittle in the sun snaps instead of flexing in a gust, and aged sealant strips lose their grip. Wind repairs usually fall in the shingle section row, $100–$1,000, plus flashing at $100–$1,500 if it lifted at a wall or chimney. On an older roof, matching sun-faded shingles is the practical problem, and a patch in a slightly different color may be the honest outcome.

A smaller hail record than Springfield or Birmingham

Shelby County reported hail 1 inch or larger on 22 days in 2016–2025, which places it 23rd of 33. Springfield's Greene County logged 38 and Birmingham 27 over the same years. Days with stones of 2 inches or more numbered 1, and the largest on record, 2 inches, came on January 25, 2021. The newest 1-inch entry in the Shelby County record is dated April 28, 2026.

When a hailstorm does hit, restoration runs $700–$12,300 here. Heat-aged shingles bruise more easily than new ones, so a storm that leaves a newer neighbor's roof alone can still justify a claim on yours.

Wear or storm: how a Memphis claim gets sorted

Homeowners policies usually pay for roof damage from a sudden windstorm or hailstorm, and when they pay for a replacement, the owner's share is often the deductible. They do not pay for age, wear, or neglect. In a hot climate those two categories meet on the same roof: a gust tears off shingles that heat had already made brittle. Expect the adjuster to separate the two, and an older roof may be paid at actual cash value, its depreciated worth, rather than its full replacement cost.

You can help your own case. Photograph each slope in good weather once a year so a later claim can show what the storm changed, and check whether your policy carries a separate, higher deductible for wind and hail.

Before the next repair bill

The roof is one bill — the systems under it are the next. Home warranty plans cover AC, heating, plumbing, electrical, and appliances, and limited roof-leak coverage is available as an add-on.

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Heat wear you can spot from the ground in Memphis
  • Shingle edges curling up or corners lifting.
  • Granules collecting in gutters and at downspout outlets.
  • Patches where the shingle surface looks smooth or bald.
  • Cracked or missing tabs after an ordinary breezy day.

Prices beside Nashville and Birmingham

Memphis prices use a 0.98 labor factor from the statewide Tennessee wage, which runs 4% below the national average. Nashville prices at 1.02 and Birmingham at 1.00. The difference on a typical replacement, $11,300 here, is modest. Roof size, pitch, and shingle grade move a Memphis quote far more than the labor factor does, and so does the amount of damaged decking a crew finds under an old roof.

Memphis roof cost questions, heat and storms included

Does Memphis heat shorten how long a shingle roof lasts?

It can. With 72 days a year at 90°F or hotter, shingles here spend long stretches baking, which dries the asphalt, loosens granules, and leads to curling and cracking. Good attic ventilation slows the process. A roof that looks worn before its rated life may still need replacing, and because that aging is wear, insurance will not pay for it.

Are the black streaks on Memphis roofs a sign of damage?

Usually not. Dark streaks are most often algae, which thrives on humid, shaded slopes. They are cosmetic and rarely shorten a roof's life, and they are not storm damage, so a claim will not cover them. Cleaning should be gentle, because pressure washing can strip granules and do real harm. Algae-resistant shingles are an option at replacement.

How often does Shelby County get hail that damages roofs?

Hail 1 inch or larger was reported on 22 days in 2016–2025, about 2.2 a year, ranking 23rd of 33 metros on this index. Wind is the more common storm threat, reported on 74 days. When damaging hail does hit, restoration runs $700–$12,300, and a widespread hit can mean a full replacement.

Will insurance replace a heat-worn Memphis roof after a windstorm?

It will pay for the damage the storm caused, but not for the wear the sun had already done. On an older roof, many policies pay actual cash value, which subtracts depreciation, so the payout can fall well short of a $11,300 replacement. Dated photos of the roof from before the storm help show which damage is new.

What does a typical wind repair cost in Memphis?

Replacing a section of torn or missing shingles runs $100–$1,000, and resetting or replacing lifted flashing runs $100–$1,500. If water got in before the repair, add the minor leak row, $100–$1,500, and check the decking and ceiling below. Damage across several slopes may be cheaper to handle as a replacement.

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